Why do I have to pre-fund my account? Can I just give you a credit card when I buy?
No credit cards accepted; accounts must be pre-funded like a brokerage for guaranteed settlement.
At this time, we do not take credit cards for the purchase of precious metals, but you can . GBI Direct works a bit like a brokerage. All of our account types, not just IRAs, must be pre-funded with cash prior to trading. This allows us to access a wider array of suppliers, including institutional wholesalers who require guaranteed settlement in a specific timeframe. Our wide supplier network helps keep prices competitive and access to products and liquidity even in the most volatile markets.
You can fund by ACH but it will take a few business days for your financial institution to process and deliver to your account balance with GBI Direct.