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Tiered Cash Bonus Terms and Conditions

Referral Program 

Last Updated: January 2026 

These terms (the “Terms”) provide you with important information about the Hard Assets Alliance, LLC d/b/a GBI Direct (“GBI Direct”) Tiered Cash Bonus 2026 (the “GBI Direct Cash Bonus”). By participating in the GBI Direct Cash Bonus, you understand and agree to these Terms. 

1. Offer.


To be eligible for the GBI Direct Cash Bonus, you must be an “Eligible Client,” which is either:  

  • A new GBI Direct client; or 
  • An existing GBI Direct client who had an aggregate zero-dollar ($0) balance in all your open and approved GBI Direct investing accounts on _____, 202__ (an “unfunded investing client”).  

 

To qualify for the GBI Direct Cash Bonus, Eligible Clients must fulfill the offer by clicking on the offer link in your email or on the signup link on the GBI Direct website by 11:59:59 PM ET on _______, 202__, and (1) open a taxable GBI Direct storage account (an “Eligible Account”), which may include a taxable individual or joint account, and (2) complete a Qualified Investment (as defined below), inclusive of the required settlement time (typically 2-10 business days), into the Eligible Account on or before ____________, 202__ (the “Offer Period”). This offer is only available to Eligible Clients who make a Qualified Investment in an Eligible Account within the Offer Period. This offer is not available to tax advantaged accounts, including IRA, Roth IRA, SIMPLE, and SEP accounts.  

A “Qualified Investment” is a purchase of new metals (any gold or silver bullion) in an Eligible Account, excluding rollovers and transfers of cash or investments from other external accounts, such as an external IRA or employer plan. If you are an Eligible Client and successfully enroll and complete a Qualified Investment into an Eligible Account, the GBI Direct Cash Bonus will be delivered to the applicable Eligible Account (as described below) on or around the last day of the Offer Period (the “Reward Date”).  

If you make one or more Qualified Investments, GBI Direct will provide a GBI Direct Cash Bonus that varies based on the value of your net Qualified Investments to all Eligible Accounts during the Offer Period, less any withdrawals you make from any Eligible Account prior to the Reward Date. The minimum net Qualified Investment required to receive a GBI Direct Cash Bonus is $1,000, and the following table shows the total amount of the GBI Direct Cash Bonus you are eligible to receive based on the total net Qualified Deposits that you make across all Eligible Accounts.  

Total Net Qualified Investments (Metals Purchases) 

Total GBI Direct Cash Bonus* 

$1,000 - $1,999 

$35 

$2,000 – $4,999 

$65 

$5,000 - $14,999 

$125 

$15,000 - $49,999 

$150 

$50,000 - $99,999 

$300 

$100,000 - $149,999 

$500 

$150,000 – $249,999 

$1,000 

$250,000+ 

$1,500 

*Bonus cash amounts not cumulative. 

 
For the purposes of determining your GBI Direct Cash Bonus, your net Qualified Investments will be rounded down to the nearest whole dollar. On the Reward Date, the GBI Direct Cash Bonus will be deposited into your Eligible Account(s). If you make Qualified Investments in more than one Eligible Account, the total amount of the GBI Direct Cash Bonus will be delivered to all applicable accounts in the order that they are processed. 

2.  Reward Date

You will receive your GBI Direct Cash Bonus on ____________, 202__ based on your total metals purchase as of ____________, 202__.